The power of
good advice.
Money Saviour brings separate services together under one name: independent debt advice commissioned by organisations, and personal finance coaching and financial wellbeing for individuals and employers.
Each service is provided by its own company, so you always know who you're dealing with.
For housing associations, local authorities, universities and employers.
Provided by Money Saviour C.I.C. Partner with us → Personal finance · for individuals One-to-one personal finance coachingClarity, confidence and a plan that works.
Provided by Money Saviour Financial Solutions Ltd See coaching packages → Financial wellbeing · for employers Support your team's financial wellbeingCoaching, workshops, training and consultancy for your staff.
Provided by Money Saviour Financial Solutions Ltd Explore workplace programmes →One name.
Separate services.
Independent advice,
right where it's needed.
We give your tenants, students or staff access to an independent, regulated specialist, in house. Specialist advice, delivered directly through your organisation.
Money Saviour C.I.C. is a Community Interest Company: an ethical company with a social purpose, designed to provide accessible, independent, best advice for people seeking solutions. It is authorised and regulated by the Financial Conduct Authority (FRN 618806).
Online via Teams, by phone or in person. Fixed fee, per case or referral-block contracts.
- You referYour staff refer tenants, students or employees through an agreed route.
- We adviseFull, impartial specialist debt advice and casework, including Breathing Space, Debt Relief Orders and Debt Management Plans. Full benefits casework too, including claims, appeals and tribunal representation.
- We work with your teamsWrap-around support alongside your housing, student or HR teams.
- You see the resultsRegular reports on cases, financial gains, outcomes and equality monitoring.
Good for people.
Good for business.
Independent specialist advice pays off for everyone involved, not just the person with the debt.
Because impartial advice gets the best outcomes. Our advice is independent of your organisation, so it's based only on what's right for each person, not on your position as landlord, creditor or employer. You know your tenants, students or staff are getting the best possible outcome, and your organisation is protected too.
Specialist help, where they already are
No travelling, no waiting rooms, and one adviser from start to finish.
An expert to refer to
Your staff can pass on complex money problems and get back to their own work.
Fewer crises, steadier income
Earlier advice means fewer arrears escalations and more sustained tenancies.
Outcomes you can evidence
Regular reports on cases, financial gains, advice areas and equality monitoring.
Clarity, confidence
and a plan that works.
Personal finance is just that: personal. Money decisions aren't made in isolation. They're shaped by your life, your goals and your values.
It can be hard to talk about money, but support makes it easier. Personal finance coaching gives you the structure, guidance and accountability to take control.
Provided by Money Saviour Financial Solutions Ltd
Ongoing coaching and regular check-ins turn good intentions into habits that last.
- What's coming in
- What's going out
- How your money is organised
- Gaps & opportunities
- What you want your money to do
Ongoing coaching blocks at a reduced rate.
Money worries
come to work too.
Programmes, coaching, training and consultancy that help employees build confidence, reduce money stress and improve long-term resilience. No product sales, just practical, judgement-free support.
Delivered as in-person workshops, live webinars or online courses, self-paced or facilitated.
Provided by Money Saviour Financial Solutions Ltd1:1 financial coaching
Confidential support for individual employees.
Workplace workshops
Group sessions on budgeting, saving and planning.
The Financial Reset
A six-week group coaching programme.
Manager and HR training
Helping leaders spot money stress and respond well.
Wellbeing strategy consultancy
Building financial wellbeing into your organisation.
Staff already in financial difficulty? Employers can also commission our independent debt advice service from Money Saviour C.I.C.
Talk to us about your team
Qualified, accredited
and experienced.
Sorcha Kennedy founded Money Saviour C.I.C. in 2011. She is an Accredited Money Adviser and a member of the Institute of Money Advisers, holds the Diploma for Financial Advisers (DipFA) and the Certificate in Money Advice Practice (CertMAP), and has over 25 years in debt advice, financial counselling and financial education.
"Well connected and well respected… a great example of innovation in the advice sector. Highly recommended."

From the blog.
See all posts →Knowing what to do with money and actually doing it are two very different things.
Two companies, different needs, the same principles: transparency, clarity and putting people first.
Common
questions.
Is your debt advice service available to the public?
No. Specialist debt advice is a business-to-business service, commissioned by organisations for the people they support. We can't accept referrals from individuals. Free, confidential debt advice is available to the public from MoneyHelper (the Money and Pensions Service), Citizens Advice, StepChange and PayPlan.
Are your services regulated by the FCA?
Debt advice from Money Saviour C.I.C. is authorised and regulated by the Financial Conduct Authority (FRN 618806). Personal finance coaching and financial wellbeing from Money Saviour Financial Solutions Ltd are guidance and education. They aren't regulated by the FCA, aren't regulated financial advice and don't include debt advice.
How do organisations commission your debt advice service?
We work under contract on a fixed-fee basis, through fixed-term or flexible contracts, per case or in referral blocks. Get in touch and we'll discuss what would suit the people you support.
What's the difference between coaching and debt advice?
Debt advice helps people deal with debts and benefits, and is only available through organisations that commission it. Coaching is a paid service for anyone who wants help to organise, plan and build confidence with their money. It doesn't include debt advice.
Do you work across the UK?
Yes. Sessions take place online via Teams, by phone or in person, so we can work with organisations and individuals anywhere in the UK.
I'm an existing client. How do I contact you?
Please email your caseworker directly. This website isn't for client queries.
Make an
enquiry.
Choose the option that fits and your email will open ready to send. We'll reply as soon as we can.
hello@moneysaviour.co.ukFor housing associations, local authorities, universities and employers.
Email us → Individuals Personal finance coachingTell us what's on your mind and we'll suggest the right starting point.
Email us → Employers Financial wellbeing for your staffCoaching, workshops, training and consultancy for your team.
Email us →Already a client of Money Saviour C.I.C.? This website isn't for client queries. Please email your caseworker directly. Please don't send details of your finances or health by email to this address. See our privacy notice.
