From the start, the plan has always been to grow and expand under the Money Saviour banner. Our debt advice, delivered through partnerships, will always be free to the client and run as a not-for-profit. It's the part of our work that helps people in real financial difficulty get the free, specialist, regulated support they need, and that commitment will never change.
While our regulated debt advice always remains free for those in financial difficulty under Money Saviour C.I.C., our personal finance coaching services are designed for people who are not in crisis but want to improve their financial position, plan for the future, or make strategic decisions about their money.
Personal finance coaching is led by Sorcha Kennedy, who holds the Diploma for Financial Advisers (DipFA), a qualification covering pensions, investments, taxation and protection. Coaching is guidance and education, not regulated financial advice.
These services are offered through Money Saviour Financial Solutions Ltd, the commercial side of the organisation.
These are specialist, professional services and, in line with industry standards, financial professionals charge for their time, expertise and the value they deliver. The same applies to other professional coaches, whether in finance, business, health or performance.
The two companies exist to serve different needs but share the same principles: transparency, clarity and putting people first. Personal finance coaching will always be subject to a financial fitness check to make sure it's the right fit, and no one who needs free, regulated debt advice will ever be charged.
This split is the best way to make sure people get the right help in the right way. One service works directly with partner organisations to provide free, regulated debt advice to people in financial difficulty. It isn't publicly available, but it reaches the people who need it most.
The other is open to the public, offering coaching and guidance to help build long-term financial strength. Both are part of our mission to help people navigate their finances with confidence, and both will always be guided by the same commitment to doing what's right for every client.
General information, not advice. Personal finance coaching is provided by Money Saviour Financial Solutions Ltd and is not regulated by the FCA. Debt advice is provided by Money Saviour C.I.C. through commissioning organisations only.